systems provide the essential comfort and conveniences of daily living and home
operations. When they don't work, see how inconvenient lack of coverage can
Personal Property includes kitchen and laundry appliances, televisions, computers and other personal electronics. You may think these losses to this property are covered by your typical homeowner policy, but they may not be.
Service lines that bring utilities such as water, waste disposal and natural gas to your home from the street are easily damaged by tree roots and freezing. Did you know that more often than not, failures occurring on your property are your responsibility to repair or replace? Both can be very costly.
Other features available as part of your homeowners policy pays claims beyond repair or replacement costs for equipment or service lines, such as spoilage of perishables when a refrigerator fails or repairs to landscaping damaged due to service line repairs.